福建省華興集團穩健開展典當融資業務成效顯著
福建省華興集團穩健開展典當融資業務成效顯著

文章來源:福建國資委(wei) 發布時(shi)間:2009-07-22
上半年,福建省華興集團所屬三明華興典當有限公司(下稱“華興典當”)緊緊抓住銀行銀根緊縮的有利時機,穩健開展典當融資業務,實現良性、快速發展。華興典當注冊資本1050萬元,1-6月典當總額累計突破1.16億元,資金使用效率高;實現利潤144萬元,同比增長24.4 %,半年資本收益率達13.71%。
華(hua)(hua)(hua)(hua)興(xing)(xing)典當(dang)(dang)(dang)是(shi)(shi)2005年(nian)福建(jian)(jian)省華(hua)(hua)(hua)(hua)興(xing)(xing)集團經(jing)福建(jian)(jian)省政府國資(zi)(zi)委批準,通(tong)(tong)過(guo)收購重組方(fang)式設(she)立(li)(li)(li)。成(cheng)(cheng)立(li)(li)(li)以(yi)來,省華(hua)(hua)(hua)(hua)興(xing)(xing)集團堅持穩健經(jing)營(ying)、強(qiang)控風(feng)險(xian)(xian)的宗旨(zhi),采取多(duo)種(zhong)舉措(cuo)促進典當(dang)(dang)(dang)融(rong)資(zi)(zi)業(ye)務(wu)(wu)(wu)規(gui)范(fan)有序、健康快速發(fa)展,累計融(rong)資(zi)(zi)規(gui)模達到4.5億(yi)元,華(hua)(hua)(hua)(hua)興(xing)(xing)典當(dang)(dang)(dang)現已(yi)成(cheng)(cheng)為中小企(qi)業(ye)發(fa)展的重要(yao)融(rong)資(zi)(zi)服(fu)務(wu)(wu)(wu)平(ping)(ping)臺,經(jing)營(ying)利潤(run)逐年(nian)增(zeng)長(chang)。一是(shi)(shi)加(jia)強(qiang)制(zhi)(zhi)度(du)建(jian)(jian)設(she),通(tong)(tong)過(guo)完(wan)善(shan)的企(qi)業(ye)內控制(zhi)(zhi)度(du)確保(bao)企(qi)業(ye)規(gui)范(fan)有序運作,并(bing)根據典當(dang)(dang)(dang)業(ye)務(wu)(wu)(wu)品(pin)種(zhong)之分建(jian)(jian)立(li)(li)(li)了(le)嚴謹(jin)、具體的操作規(gui)程;二(er)是(shi)(shi)強(qiang)化(hua)風(feng)險(xian)(xian)控制(zhi)(zhi),培育樹(shu)立(li)(li)(li)風(feng)險(xian)(xian)防范(fan)意識,完(wan)善(shan)風(feng)險(xian)(xian)防范(fan)機制(zhi)(zhi),華(hua)(hua)(hua)(hua)興(xing)(xing)典當(dang)(dang)(dang)成(cheng)(cheng)立(li)(li)(li)至今開展的2000余筆業(ye)務(wu)(wu)(wu)中損(sun)失項(xiang)目保(bao)持為零;三是(shi)(shi)積(ji)極拓(tuo)展業(ye)務(wu)(wu)(wu),在鞏固房地(di)產(chan)抵押(ya)典當(dang)(dang)(dang)和(he)機動車輛質押(ya)等(deng)(deng)成(cheng)(cheng)熟(shu)業(ye)務(wu)(wu)(wu)的同時,積(ji)極拓(tuo)展鋼材等(deng)(deng)生產(chan)資(zi)(zi)料質押(ya)典當(dang)(dang)(dang)等(deng)(deng)新(xin)業(ye)務(wu)(wu)(wu);四是(shi)(shi)加(jia)強(qiang)品(pin)牌(pai)(pai)建(jian)(jian)設(she),通(tong)(tong)過(guo)優(you)質服(fu)務(wu)(wu)(wu)打造優(you)質品(pin)牌(pai)(pai),獲(huo)得了(le)廣大(da)客戶認可和(he)信(xin)賴(lai)。下(xia)一步,省華(hua)(hua)(hua)(hua)興(xing)(xing)集團將(jiang)借品(pin)牌(pai)(pai)帶動戰略,積(ji)極爭取增(zeng)資(zi)(zi)擴股,推動典當(dang)(dang)(dang)融(rong)資(zi)(zi)業(ye)務(wu)(wu)(wu)規(gui)模化(hua)、品(pin)牌(pai)(pai)化(hua)、連鎖化(hua)發(fa)展,做(zuo)大(da)做(zuo)強(qiang)典當(dang)(dang)(dang)平(ping)(ping)臺,并(bing)與集團所屬創業(ye)投資(zi)(zi)、擔保(bao)服(fu)務(wu)(wu)(wu)等(deng)(deng)平(ping)(ping)臺合(he)力打造成(cheng)(cheng)為服(fu)務(wu)(wu)(wu)海西(xi)經(jing)濟(ji)區建(jian)(jian)設(she)的投融(rong)資(zi)(zi)服(fu)務(wu)(wu)(wu)品(pin)牌(pai)(pai)。