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近日(ri)，太保(bao)(bao)集團(tuan)牽(qian)頭起草的(de)(de)(de)中國(guo)(guo)商(shang)業(ye)保(bao)(bao)險首個國(guo)(guo)家(jia)標準(zhun)(zhun)《保(bao)(bao)險術(shu)語(yu)（GB/T 36687-2018）》由國(guo)(guo)家(jia)標準(zhun)(zhun)化管理(li)委員(yuan)會正式發布。《保(bao)(bao)險術(shu)語(yu)》國(guo)(guo)家(jia)標準(zhun)(zhun)項目是(shi)(shi)受(shou)中國(guo)(guo)保(bao)(bao)險行(xing)業(ye)協會委托太保(bao)(bao)集團(tuan)承擔編(bian)(bian)制(zhi)的(de)(de)(de)國(guo)(guo)家(jia)標準(zhun)(zhun)制(zhi)訂項目，也是(shi)(shi)保(bao)(bao)險行(xing)業(ye)內第一個國(guo)(guo)家(jia)標準(zhun)(zhun)項目。本(ben)標準(zhun)(zhun)在原金融行(xing)業(ye)標準(zhun)(zhun)《保(bao)(bao)險術(shu)語(yu)（JR/T 0032-2015》的(de)(de)(de)基礎上(shang)歷時三年編(bian)(bian)制(zhi)審查完(wan)成(cheng)，是(shi)(shi)保(bao)(bao)險行(xing)業(ye)內及保(bao)(bao)險業(ye)同其他行(xing)業(ye)間溝(gou)通交(jiao)流(liu)的(de)(de)(de)標準(zhun)(zhun)語(yu)言和通用(yong)語(yu)言，是(shi)(shi)我國(guo)(guo)保(bao)(bao)險行(xing)業(ye)各類標準(zhun)(zhun)的(de)(de)(de)基礎標準(zhun)(zhun)。標準(zhun)(zhun)于(yu)近日(ri)發布并(bing)計劃自2019年4月1日(ri)起正式實(shi)施。

《保(bao)(bao)(bao)(bao)(bao)險(xian)(xian)(xian)(xian)(xian)(xian)(xian)(xian)術語(yu)》國(guo)家標準(zhun)的(de)(de)(de)(de)發(fa)(fa)布實施對(dui)保(bao)(bao)(bao)(bao)(bao)險(xian)(xian)(xian)(xian)(xian)(xian)(xian)(xian)行(xing)(xing)業(ye)(ye)的(de)(de)(de)(de)轉型發(fa)(fa)展(zhan)(zhan)(zhan)具有(you)(you)非(fei)常(chang)重要(yao)的(de)(de)(de)(de)意(yi)義。一是(shi)有(you)(you)助于(yu)(yu)(yu)維(wei)護(hu)消(xiao)費(fei)者(zhe)權益(yi)，提(ti)(ti)升保(bao)(bao)(bao)(bao)(bao)險(xian)(xian)(xian)(xian)(xian)(xian)(xian)(xian)行(xing)(xing)業(ye)(ye)形象。《保(bao)(bao)(bao)(bao)(bao)險(xian)(xian)(xian)(xian)(xian)(xian)(xian)(xian)術語(yu)（GB/T 36687-2018）》作(zuo)(zuo)(zuo)為保(bao)(bao)(bao)(bao)(bao)險(xian)(xian)(xian)(xian)(xian)(xian)(xian)(xian)業(ye)(ye)的(de)(de)(de)(de)標準(zhun)用語(yu)“詞典”，有(you)(you)利于(yu)(yu)(yu)促(cu)進(jin)社會公(gong)眾對(dui)保(bao)(bao)(bao)(bao)(bao)險(xian)(xian)(xian)(xian)(xian)(xian)(xian)(xian)知識的(de)(de)(de)(de)理解和普及(ji)，幫助消(xiao)費(fei)者(zhe)更好地理解保(bao)(bao)(bao)(bao)(bao)險(xian)(xian)(xian)(xian)(xian)(xian)(xian)(xian)產品(pin)、條款和保(bao)(bao)(bao)(bao)(bao)險(xian)(xian)(xian)(xian)(xian)(xian)(xian)(xian)機構提(ti)(ti)供的(de)(de)(de)(de)各項保(bao)(bao)(bao)(bao)(bao)險(xian)(xian)(xian)(xian)(xian)(xian)(xian)(xian)服務(wu)(wu)，有(you)(you)助于(yu)(yu)(yu)提(ti)(ti)高消(xiao)費(fei)者(zhe)對(dui)保(bao)(bao)(bao)(bao)(bao)險(xian)(xian)(xian)(xian)(xian)(xian)(xian)(xian)的(de)(de)(de)(de)滿意(yi)度，提(ti)(ti)升保(bao)(bao)(bao)(bao)(bao)險(xian)(xian)(xian)(xian)(xian)(xian)(xian)(xian)行(xing)(xing)業(ye)(ye)形象。二是(shi)有(you)(you)助于(yu)(yu)(yu)提(ti)(ti)升行(xing)(xing)業(ye)(ye)內(nei)外合(he)作(zuo)(zuo)(zuo)溝(gou)通效(xiao)率，推動保(bao)(bao)(bao)(bao)(bao)險(xian)(xian)(xian)(xian)(xian)(xian)(xian)(xian)業(ye)(ye)務(wu)(wu)發(fa)(fa)展(zhan)(zhan)(zhan)。《保(bao)(bao)(bao)(bao)(bao)險(xian)(xian)(xian)(xian)(xian)(xian)(xian)(xian)術語(yu)（GB/T 36687-2018）》是(shi)保(bao)(bao)(bao)(bao)(bao)險(xian)(xian)(xian)(xian)(xian)(xian)(xian)(xian)數(shu)據和信(xin)息交互的(de)(de)(de)(de)基(ji)礎，有(you)(you)利于(yu)(yu)(yu)提(ti)(ti)高保(bao)(bao)(bao)(bao)(bao)險(xian)(xian)(xian)(xian)(xian)(xian)(xian)(xian)行(xing)(xing)業(ye)(ye)內(nei)及(ji)保(bao)(bao)(bao)(bao)(bao)險(xian)(xian)(xian)(xian)(xian)(xian)(xian)(xian)業(ye)(ye)與其(qi)他關聯(lian)行(xing)(xing)業(ye)(ye)的(de)(de)(de)(de)合(he)作(zuo)(zuo)(zuo)溝(gou)通效(xiao)率，加速達成相互理解，降(jiang)低交互成本，推動保(bao)(bao)(bao)(bao)(bao)險(xian)(xian)(xian)(xian)(xian)(xian)(xian)(xian)業(ye)(ye)務(wu)(wu)發(fa)(fa)展(zhan)(zhan)(zhan)。三是(shi)有(you)(you)助于(yu)(yu)(yu)提(ti)(ti)升保(bao)(bao)(bao)(bao)(bao)險(xian)(xian)(xian)(xian)(xian)(xian)(xian)(xian)行(xing)(xing)業(ye)(ye)內(nei)部溝(gou)通效(xiao)率，滿足保(bao)(bao)(bao)(bao)(bao)險(xian)(xian)(xian)(xian)(xian)(xian)(xian)(xian)行(xing)(xing)業(ye)(ye)各公(gong)司信(xin)息交換和共(gong)享的(de)(de)(de)(de)需(xu)要(yao)，同時為保(bao)(bao)(bao)(bao)(bao)險(xian)(xian)(xian)(xian)(xian)(xian)(xian)(xian)行(xing)(xing)業(ye)(ye)在互聯(lian)網時代搭(da)建行(xing)(xing)業(ye)(ye)平臺進(jin)行(xing)(xing)數(shu)據傳(chuan)輸和共(gong)享提(ti)(ti)供必(bi)要(yao)條件(jian)。四有(you)(you)助于(yu)(yu)(yu)加強行(xing)(xing)業(ye)(ye)風(feng)險(xian)(xian)(xian)(xian)(xian)(xian)(xian)(xian)管(guan)控(kong)，促(cu)進(jin)保(bao)(bao)(bao)(bao)(bao)險(xian)(xian)(xian)(xian)(xian)(xian)(xian)(xian)業(ye)(ye)健康發(fa)(fa)展(zhan)(zhan)(zhan)。《保(bao)(bao)(bao)(bao)(bao)險(xian)(xian)(xian)(xian)(xian)(xian)(xian)(xian)術語(yu)（GB/T 36687-2018）》是(shi)保(bao)(bao)(bao)(bao)(bao)險(xian)(xian)(xian)(xian)(xian)(xian)(xian)(xian)行(xing)(xing)業(ye)(ye)走(zou)向標準(zhun)化(hua)數(shu)字化(hua)的(de)(de)(de)(de)基(ji)石，有(you)(you)助于(yu)(yu)(yu)監(jian)管(guan)機構獲取統一口(kou)徑的(de)(de)(de)(de)業(ye)(ye)務(wu)(wu)統計分(fen)析數(shu)據，對(dui)保(bao)(bao)(bao)(bao)(bao)險(xian)(xian)(xian)(xian)(xian)(xian)(xian)(xian)機構的(de)(de)(de)(de)市(shi)場行(xing)(xing)為、償付能(neng)力、公(gong)司治理結構等實現數(shu)字監(jian)控(kong)，加強行(xing)(xing)業(ye)(ye)風(feng)險(xian)(xian)(xian)(xian)(xian)(xian)(xian)(xian)管(guan)控(kong)，促(cu)進(jin)保(bao)(bao)(bao)(bao)(bao)險(xian)(xian)(xian)(xian)(xian)(xian)(xian)(xian)業(ye)(ye)從保(bao)(bao)(bao)(bao)(bao)險(xian)(xian)(xian)(xian)(xian)(xian)(xian)(xian)從高速度的(de)(de)(de)(de)發(fa)(fa)展(zhan)(zhan)(zhan)走(zou)向高健康發(fa)(fa)展(zhan)(zhan)(zhan)之路。

【責任編輯：王鈺】